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15 Questions To Ask Before You Purchase Pet Insurance

Affording quality veterinary care is one of the things that is important to many pet owners. The decision to get pet insurance is a financial one that is often accompanied by many questions about what is the best for your budget and type of care your pet will receive. Choosing the right pet insurance plan can be over whelming as there are so many options to make your selection from. Here are 15 question to ask any provider when you are shopping around for pet insurance.

  • What is the cost of your insurance plans?
  • Is there a deductible for each plan and if so, can I choose the amount?
  • Will my insurance plan cover my pet if we travel outside the country?
  • What are your hours of operation?
  • Can I see a veterinary of my choosing?
  • How much do premiums increase every year?
  • Does the cost of my plan increase as my pet gets older?
  • Is there anything that would prohibit me from being able to renew my insurance?
  • Is there a maximum or minimum age for enrollment?
  • Are there limits per incident per year and what are they?
  • Do you cover spay/neuter procedures?
  • Will I be able to enroll if my pet has a predetermined health condition?
  • Will your insurance cover regular vet check-ups or only emergencies?
  • Are there any waiting periods before my coverage can begin?
  • Is a physical examination required to enroll my pet?
  • Do I have to pay out of pocket and then get reimbursed?
  • Is Wellness coverage available?
  • How many years has your company been providing pet insurance?
  • Do you require information from my vet for me to enroll?

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